BOPRC offers online facilities that enable certain services and transactions (including payments) to be carried out through the website (together, "online services").
The terms below apply to your access or use of the online services (in addition to the remainder of these Terms). Please be aware that any transactions that you complete through the online services are binding on you. In particular, once an online payment has been made it cannot be cancelled.
Consent for BOPRC to receive and store information in electronic form
Use of the online services means that you agree to provide through electronic means any relevant information, documents and attachments in the format and to the standards prescribed for each online service. It also means you agree and understand that the information will be retained in electronic form.
Consent for BOPRC to provide you with information in electronic form
Use of the online services means that you agree to receive information and communications through electronic means.
Online Payments
- BOPRC may contact you to confirm your debit or credit card details.
- All charges are in New Zealand Dollars and inclusive of GST (if any).
- A 2% surcharge fee will be applied for all online credit card payments.
- Part payment of debtor accounts is acceptable provided the full payment is made by the due date.
- Upon completing a payment online, you will receive a payment confirmation receipt of your completed payment. If your payment is unsuccessful, you will be advised that your payment has failed. You should contact your credit card provider for details as we will not be advised why a payment has failed.
- The terms of your arrangement with your credit card or debit card issuer will apply to all online transactions.
- BOPRC accepts no responsibility for refusal or reversal of payments, which shall be a matter between you and your credit card issuer.
Accuracy of information
It is your responsibility to verify that all information you have provided (including bank account, direct debit, and credit card details) is correct. BOPRC shall have no liability to you or any third party for transactions or services which are incorrect or incomplete due to inaccurate data entry.
Registration and Password Security
Certain online services may require you to register and obtain a username and password to verify your identity and enable access to the online services. You agree that all information provided to BOPRC in relation to your registration shall be current, complete and accurate.
If you are required to select a password to use or have access to an online service, you are responsible for maintaining the security of your username and password, and for all activity which occurs on or through your account, whether authorised or unauthorised, including use by current and former employees if you are a corporate entity. You should change your password and advise BOPRC immediately if you believe that your username and/or password has been used without authorisation. BOPRC will not have any liability for your failure to comply with these obligations.
Security
Online services are provided through a secure website. If third party service providers are used to provide online services, BOPRC will use its reasonable endeavours to ensure that the third-party website is secure. However, you acknowledge and agree that internet transmissions are never entirely secure or private, and that any message or information you send to or through the website (including debit and credit card information) may be read or intercepted by others, even where a website is stated as being secure. BOPRC shall have no liability for any interception, "hacking", or other unauthorised access of information provided by you for the purposes of the online services.
Use of Third-Party Service Providers
BOPRC uses third party service providers to provide online payment services.
You will be redirected to the relevant secure third-party website when you complete a transaction online using your credit or debit card or using POLI services.
You acknowledge that debit and credit card information (and bank account information when using POLI services) that you provide in relation to the use of the online services is processed through the relevant secure third-party website. BOPRC is only provided with information via the third-party website that it needs to confirm the payment for its records – this generally includes the name of the payer, the payment confirmation number, the payment amount, and some of the credit or debit card digits (for validation purposes).
Your access to and use of these third-party websites will be subject to the terms and conditions (including the privacy statement) of the relevant third-party service provider. BOPRC has no control over and assumes no responsibility to you in respect of your use of these third-party websites.
Your warranties
By using the online services, you represent and warrant that:
- you are aged 18 or over and otherwise have legal capacity to validly accept these Terms;
- you have the appropriate authority to validly accept these Terms and are able to, and will, meet your obligations in relation to these Terms;
- you are the person(s) named in the online form, or that you otherwise have legal authority to complete and submit the form on behalf of the person(s) named in the form;
- the information you have provided is true and accurate in all material respects;
- if you are using a credit card or debit card to carry out an online payment, that the credit card or debit card is issued in your name, and that you will pay the card issuer all charges incurred in the use of the online service;; and
- if you are accessing or using the online service through a registered account, that you are authorised to use the username and password to such account.
Refunds
Refunds, if any, will be entirely at the discretion of BOPRC and will be subject to any specific additional terms and conditions in respect of the online service. It may be stated in the specific additional terms and conditions that no refund will be available.
Requests for refunds must be made in writing, together with proof that you have paid more than the outstanding amount.
If we choose to provide a refund, credit and debit card transactions will be refunded back to the card used for payment. Bank to bank payments will be refunded back to the originating bank account.
Right to suspend, alter or cancel online services
BOPRC shall be entitled at any time, without prior notice or any liability to you, to suspend, alter or cancel any of the online services and/or to substitute alternative online services, which may or may not be interactive or transactional in nature.
Specific terms and conditions
You acknowledge that certain online services made available or offered by BOPRC from time to time may be subject to specific additional terms and conditions (in addition to these Terms). By accessing and using any such online service, you agree to review and be bound by any such additional terms and conditions. Where there is an inconsistency between the specific terms and conditions and these Terms, the specific terms and conditions will take precedence.